A victim of a dog attack may suffer serious physical and emotional injuries, followed by potentially permanent scarring. Depending on the specific circumstances of the attack, you MAY be entitled to compensation for your injuries. Clearly, it is extremely important that you have an experienced and knowledgeable attorney to protect your interests.
Call someone who knows your legal rights and options!
Over the past twenty (20) years, the insurance industry has moved to exclude Dog Bites from their standard homeowners’ policies. If the dog owner has a policy with such an exclusion, it will take an experienced attorney to find a legal flaw in that policy or even other applicable policies to cover what can be extensive medical bills.
If the dog owner’s insurance policy covers such vicious attacks, the insurance company has a detailed plan to mitigate their potential loss. An insurance adjuster is quickly assigned to the claim to protect the homeowner. They will investigate the incident, interview the witnesses, take self-serving statements and frequently attempt to obtain a statement from the individual attacked or their parent. THIS IS WHEN YOU NEED TO HAVE US ON YOUR SIDE, PROTECTING YOUR INTERESTS, QUICKLY.
Projecting the value of a personal injury claim resulting from a dog bite is a comprehensive and complicated process. There are often very legitimate psychological issues stemming from the attack. We recognize this and can send you to court-certified expert witnesses in psychiatry to further prove and quantify your damages. Again, this is an area of the law that requires a very experienced attorney with years of handling similar claims to protect your interests.
If the attack happened while on the job, you may be able to bring a claim for workers’ compensation benefits which we can also file on your behalf. We would also help limit any reimbursement the workers’ compensation insurance company would seek to recover from the third-party claim against the homeowner’s insurance company. These are just a few of the important issues to consider before agreeing to any settlement with an insurance company for the owner of the animal.
It is advisable to hire an attorney who has handles personal injury matters involving dog bites and who is willing to move forward with litigation if the insurance company does not want to accept responsibility or pay a reasonable amount for a claim.